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When you run any sort of practice associated with the medical sector – GPs surgery, dentist, Vet, physiotherapist, pharmacist, optician, and so on – you all have one thing in common, and that is that sometimes people get sick and cannot come to work. This can have a variety of effects on your practice, but none of them are good. It also means that you may often be in a situation where you need to hire a locum, and this is never cheap. This is why you need locum insurance to cover you for these situations, and at Approachable Locum Insurance we can help you.